Finance to help you grow your property portfolio
At Low Credit Finance, we know that investing in property is a major step toward building long-term wealth. But for many Australians, past credit issues or a low score can make securing an investment loan with the big banks difficult.
That’s why we work with specialist lenders who consider more than just your credit history. Whether you’re purchasing your first investment property, refinancing an existing loan, or expanding your portfolio, we can help you explore lending options that may suit your circumstances and goals.
“Property investment is still possible — even if your credit history isn’t perfect.”
Our Benefits
Specialist Investment Lenders – Access to options beyond the big four banks.
Bad Credit Considered – Applications assessed on more than just your score.
Tailored Structures – Options for interest-only or principal & interest loans.
Transparent Guidance – Clear advice, no jargon, and no hidden surprises.
Australian Market Insight – Local support with knowledge of investment lending in Australia.
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Investment Loans
Questions & Answers
Can I get an investment loan with bad credit?
Some lenders specialise in helping borrowers with imperfect credit apply for investment loans. Approval depends on your full financial profile.
What’s the difference between an investment loan and a home loan?
An investment loan is designed for buying or refinancing property you don’t live in. It may have different rates, structures, and criteria.
Do I need a deposit?
Most lenders require a deposit, but requirements vary. Some may allow equity in another property to be used instead.
Will my interest rate be higher because of bad credit?
It can be. We’ll explain lender options so you understand how the terms may compare to standard loans.
Can I refinance later?
Yes, many clients refinance into more competitive loans once their credit improves or equity grows.
Start Building Your Investment Future
Don’t let past credit challenges stop you from reaching your property goals. Speak to our team today about investment loan options that may suit your circumstances.