Effective Date: September 2025
At Low Credit Finance (“we”, “our”, “us”), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
1. Information We Collect
We may collect personal information including:
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Name, contact details (email, phone, address).
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Financial information (income, credit history, loan requirements).
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Identification documents where required by law.
2. How We Use Your Information
We use your information to:
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Assess your eligibility for finance products.
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Connect you with appropriate lenders.
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Communicate with you regarding your enquiry or application.
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Meet legal and regulatory requirements.
We do not sell or rent your personal information to third parties.
3. Sharing Your Information
We may share your information with:
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Accredited lenders and financial institutions.
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Service providers assisting with IT, compliance, or data storage.
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Regulators or government bodies when required by law.
4. Data Security
We take reasonable steps to protect your personal information from unauthorised access, misuse, loss, or disclosure.
5. Access and Correction
You may request access to, or correction of, the personal information we hold about you by contacting us directly.
6. Cookies and Website Use
Our website may use cookies and analytics tools to improve user experience. You can disable cookies through your browser settings.
7. Contact Us
If you have questions about this Privacy Policy or how we handle your information, please contact us:
📞 0412 018 732
✉️ help@lowcreditfinance.com.au
📅 Book a Call
8. Complaints
If you believe we have breached the Australian Privacy Principles, please contact us. If you are not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.