Our Service List
Finance options designed for Australians with credit challenges
At Low Credit Finance, we specialise in helping people who may not fit traditional bank lending criteria. Whether you’re dealing with a low credit score, past defaults, or missing paperwork, our role is to guide you toward lenders who may consider your full story — not just the numbers.
Explore our loan services below and learn how we can support your next step.
Past credit issues don’t have to define your future. We work with lenders who may still consider your application.
A low credit score doesn’t mean no finance. Explore options that may help you move forward while rebuilding your profile.
Combine multiple debts into one repayment, helping to simplify your finances and reduce stress.
If you’re self-employed or don’t have full paperwork, Low Doc loans may provide a flexible way to access finance.
Planning a build or major renovation? We can help explore construction loan options, even with credit challenges.
Looking to grow your property portfolio? We work with lenders who may support investment finance despite past credit issues.
Trusted Guidance, Local Support
We believe finance should be about understanding people, not just numbers. Our Australian-based team is here to provide clear, transparent, and respectful support across all our services.