Effective Date: September 2025
By accessing and using this website, you agree to the following terms. Please read them carefully.
1. General Information Only
The information on this website is of a general nature and does not take into account your personal objectives, financial situation, or needs. Nothing on this site should be interpreted as financial or legal advice. You should seek independent advice before making any financial decisions.
2. No Guarantee
Low Credit Finance does not guarantee loan approval, loan amounts, or interest rates. All applications are subject to lender assessment, credit criteria, and responsible lending obligations.
3. Licensing & Authorisations
Low Credit Finance operates under AJP Finance.
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Credit Representative 55431 is authorised under Australian Credit Licence 384324.
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ACL Holder: Outsource Financial Pty Ltd (ACN 131 090 705).
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ACR: AJP Connection Pty Ltd.
4. Referral Disclaimer
The AJP Connection Pty Ltd Home Loans service is provided by Outsource Financial Pty Ltd (ACN 131 090 705) under Australian Credit Licence Number 384324.
5. Commissions
AJP Connection Pty Ltd receives a commission for referrals.
6. Liability
We take reasonable steps to ensure accuracy of the information on this site. However, we do not accept responsibility for any errors, omissions, or outcomes arising from reliance on this information. To the fullest extent permitted by law, Low Credit Finance and its associates disclaim liability for any direct or indirect loss incurred as a result of using this site or its content.
7. Changes
We may update these Terms & Conditions at any time without notice. Continued use of this website indicates your acceptance of the updated terms.
8. Contact Us
For any questions about these Terms & Conditions, please contact:
📞 0412 018 732
✉️ help@lowcreditfinance.com.au